The Unfinished Business: Common Mistakes Easy Solutions!
Many times in the past, when we learn the untimely passing away of somebody we know – family, relative, friend, neighbor, acquaintance, client, celebrity or perhaps people who gave us discomfort, we pause, feel our heart-beat and utter without hesitation – thank God, it is not me! Then you touch your forehead and try to remember the last contact you had with the deceased. If you personally know the grieving family, the more concern you are.
While pausing to catch your breath, you suddenly think about your loved ones and ask yourself – if it was me, would my family be financially secured? Family financial security to you may include; income replacement, mortgage cancellation, college education for the children, debt liquidation, health or long term care, comfortably decent retirement lifestyle, as well as the orderly and tax efficient distribution of your estate. Many times, we feel indestructible and declare “it will not happen to me” or in more positive passion – promising yourself again to do something decisive about it while you still have the power and resources to do it. Do the right thing – go for it!
Just remember, death is certain to happen, we only don’t know when.
The good news is – the process is quite simple. It is only a matter of engaging the services of your trusted Financial Professional to help you put together a strategy that can be done in stages that may include among other things, the Review of Insurance and Investment Portfolios and more importantly, helping you create a legacy for your loved ones to enjoy and remember when you are gone.
Radi Miranda, LUTCF is the Past President of North Orange County Life Underwriters Association, Asian Business Association of Orange County, Filipino American Chamber of Commerce of Orange County and the Orange County Presidents Council. He is the President and Managing Associate of CNMA Multi-Insurance Agency with offices in Placentia, CA. He has been in the business of helping to provide self-confidence among his clients through financial services since 1981. He can be reached by email at email@example.com or call direct 1 (714) 458-2216.
Registered Representative with securities offered through Transamerica Financial Advisors, Inc. ,(TFA) member FINRA/SIPC. Non-securities products and services are not offered through TFA. 650 W. Duarte Road, Suite 468 Arcadia, CA 91007 – Telephone No. 1 (626) 245-8787.